Protecting Those Who Helped Us and Our Two Young Daughters

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Protecting Those Who Helped Us and Our Two Young Daughters

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This fundraiser is about protecting innocent family members who helped us survive during Sweden’s historic cost-of-living crisis. It was the most financially destabilizing period of our lives. The ones who will feel the daily impact most are our two young daughters, just two and four years old.

$25,000 (263,615.45 SEK). That is the exact amount that must now be paid before the Enforcement Authority issues a formal wage garnishment decision against my daughters’ father.

If this amount is not paid before the Enforcement Authority issues a formal decision, both parents in our household risk being placed under wage garnishment. Our two young daughters will grow up in a home where every unexpected cost becomes a crisis.

Vulnerability is difficult to bring into the open. What’s even harder is admitting how you got here.

I’m in a position of financial vulnerability, and I’m asking for help to protect my family from consequences that are about to spread beyond me.

There is certainly a story behind this.

For the past several years, we’ve been fighting to keep our dignity, our stability, and our children’s only home intact.

We didn’t arrive here overnight.

Between 2021 and 2024, during Sweden’s historic cost-of-living crisis, several things happened at once. Two unplanned pregnancies despite contraception. Parental leave with reduced income. A mortgage rate reset during a historic interest shock. A collapsed housing market that made selling impossible despite early attempts. And a prolonged period of unemployment for my partner.

None of those events alone would have broken us.

Together, they did.

We exhausted our savings. We took loans not for lifestyle, not for comfort, but to keep food on the table and our children safely housed during a period we believed would be temporary.

We were wrong about how temporary it would have to be.

Today, I’m under wage garnishment. A fixed portion of my salary is seized every month. There’s no buffer left.

Because of that garnishment, I’m legally prevented from paying the obligation that protects our daughters’ father, and the family members who helped us during our hardest period, from being sent to collections.

During that time, they covered essential expenses so our children could remain safe and housed. Those weren’t gifts. They were temporary bridges built out of love.

Now, because I’m under wage garnishment, I’m restricted from paying the monthly obligations that protect them. The enforcement system doesn’t account for third-party harm, so people who aren’t legally responsible for my debt are now at risk of debt collection and legal enforcement themselves.

The damage doesn’t stop with one person. It spreads.

The $25,000 isn’t the total debt in my name, nor the full extent of what arose during those crisis years. It represents the most urgent portion, the part already sent to collections that must be resolved before a formal enforcement decision is issued, to prevent further financial strain on our two young daughters.

If we’re able to reach the full amount before the garnishment decision is formally issued, the process can still be halted, meaning only one parent in this household would remain under wage garnishment instead of both.

If we fall short of that deadline, every contribution will still reduce the outstanding balance, shorten the time both parents remain under wage garnishment, and ease the daily pressure on our two young daughters.

If support exceeds this amount, it will be used solely to reduce the remaining debt that continues to trigger wage garnishment and place others at risk.

I’m not asking to escape responsibility.

I’m asking for help to prevent the damage from spreading further.

I’m grateful for any support, in whatever form it comes, whether that’s financial help, encouragement, shared networks, or simply keeping our family in your thoughts. Asking like this isn’t easy, but your kindness means more than I can express.

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Organiser

Jasmine T
Organiser
Munka-Ljungby, M, Sweden, M

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