#PleaseHelpDisabledSingleMotherOf3 In Foreclosure

Emergency Help Needed To Save Our Home

Long Story Short

I'm in an emergency situation to save my family's home. We don't have anywhere to go & I am too sick to handle losing our home.

If you can find it in your heart & are able to make a donation toward saving our home we are forever grateful! To all who help us, my children & I are keeping you in our prayers to be blessed 10 fold! Thank you!

To Those That Dont Know Me

Hi my name is Theresa. I am a disabled single mother of 3. I have 1 disabled child. I am in foreclosure & am asking for your help in saving my family's home.

I have major medical expenses from being so ill. Some of these expenses include a past nutritionist/homeopath, a past acupuncturist, & my pain specialist, all of which do not accept insurance. Additional expenses include special diets & constant trips to doctors many of which have been out of state, ect, ect... I've literally been fighting for my life & finances have been very difficult for me.

How I Ended Up In Forclosure

I fell a month behind on my mortgage about 2yrs ago. Then with my daughter becoming disabled, misdiagnosed, & the doctors & insurance denying her the right to specialist to get a correct diagnosis, & a life saving surgery. I had no choice but to pay for the doctor out of pocket. I knew the only way I could afford to do that & pay for the trip to Rhode Island (RI), where the neurosurgeon is located, was to take it from my mortgage. I had no choice, I had to get her help! So in November 2018 I took her to the specialist in RI. The appointment, travel expenses, rental car & hotel cost me much more than a months mortgage payment. So that is when I fell 2 months behind on the mortgage.

We've had to make 3 trips to RI so far, which was a huge financial strain for me. Her surgery was in July. She had a severe complication from surgery that had us literally praying for her life. Thank God she pulled through! Her 3-5 day hospital stay turned into 2 weeks. We had to make sure she was medically safe to travel home. We stayed in RI an additional week, letting her heal a bit more & seeing her doctor again, for a total of 3 weeks. I wanted to start a campaign for my daughter, to cover her expenses & care that is not covered by insurance, but I couldn't humble myself enough to swallow my pride & ask for help. Her father financed the last 2 trips to RI & covered my financial responsibilities, so that I was able to take her for her life saving surgery. I am dependant upon his support to be able to pay my bills & these trips put us both in a huge financial bind the following months.

I've been very sick since returning home from RI. I was already sick & had to physically force myself to take her to RI for her surgery. I had no choice! I physically made myself sicker from pushing myself way too hard for way too long. 2 trips to RI back to back & 3 weeks with barely any sleep took a huge physical toll on me. I was not recovering well & the financial stresses all cought up with me. I've been so sick & in so much pain that I could barely get out of bed. I couldn't even think straight to pay the bill. With the financial strain so tight from these trips, I didn't have the money to make the mortgage payment until the last Friday of August but I was too sick to go pay the bill. I was going to pay it Saturday but again I was too sick to go. That night I asked my daughter to help me pay the bill online & she did. I thought all was good until 2 weeks later I found out that the bank refused the payment because it didn't hit their account until a week & a half after we sent it online. That put me well over 90 days behind. At that point I had to pay all the past due to bring the loan current which was around 6k. I didnt have it. Then another month was added with attorney fees. The bill went from 6k to over 9k & with that this has just spiraled out of control from there. The fees are building up at a ridiculous rate! This house is all I really have to show for the last 20 yrs of my life. I literally feel like my house is being stolen from me!

If we loose our home we have no where to go & we will loose everything we have, which is not much, but is everything I've worked so hard & sacraficed so much for. We don't have family to stay with. I don't have any close friends who are able to take us in. I've pretty much fought this battle alone & I have kept so much pain, locked away behind closed doors for so long... I'm scared I'm going to lose our home & I don't know what will happen to us. 

My Story

Ever since my children can remember I have been very ill. My kids have witnessed me suffer & cry aloud most of their lives. I hate to think of the thoughts, heartaches & fears, a child has as they watch their mother lay in bed screaming in agony, hardly able to move, going in & out of the hospitals for surgery after surgery & praying every time that hopefully this surgery will be the one that fixes my mommy. I don't live in pain, I live in agony! I am being tortured from within my own body. I've wanted to give up, I wished I could give up, I came very close to giving up multiple times, but the only thing that has pained me more than my body is the thought of the pain my babies would have in their hearts & the lifetime of suffering they would endure if I did give up. So I suffer so that my kids don't have to. Years ago I made the choice to fight to survive every day for my kids even when giving up would be so much easier. I know I have been through & survived more pain & suffering than the majority of people could ever handle.

I have a genetic disease called Ehlers Danlose Syndrome (EDS) & was born with a Tethered Spinal Cord (TC). I wasn't diagnosed until after I had my kids. It didnt cause major medical complications until I became pregnant with my 1st baby 21 & 1/2 yrs ago. It took 14 yrs to finally be correctly diagnosed. By then I became bed bound getting up only once a day to use the rest room. My spinal cord was pulled so tight, for so long, that when I finally had surgery to release it, it caused my brain to go crazy. I then ended up having 2 brain surgeries. Due to EDS, I've had over 20 surgeries in the last 21 yrs, I stopped counting at 20 surgeries, & I have been recommended for several more. I'm postponing them for as long as possible! I have major nerve damage & an autoimmune disease that is not being adequately treated. I have way too many diagnosis to list. Basically my body is failing me.

My Daughter

My story is the easy part of this nightmare. The hard part is that EDS is genetic & I have passed this onto my daughter. She has had pain ever since she was a toddler. She couldn't walk very far without having severe pain in her feet. In 9th grade she came home from school sobbing in pain. I followed her to her room & asked her "What's wrong?". She responded with 2 words that I will never forget "It burns". My heart sank! I had suspected she had a TC for a few years & those 2 words confirmed it. I immediately got in the support groups & asked for the name of a "pediatric neurosurgeon that diagnosis & treats TC". I was given the name of a neurosurgeon at Childrens National. I hand delivered my daughter to him telling him "She has a TC". He ordered an MRI. By the time she got back to him, she was desperate for surgery. THE NIGHTMARE BEGINS! The neurosurgeon says "She does NOT have a TC"... 3 years, 2 primary care doctors, 7 neurosurgeons, a neurologist, a rheumatologist, 2 pain specialist, 6 hospitals, & 4 states later she was finally diagnosed with Occult Tethered Cord. Then I fought the insurance company for 6 more months to allow her to have the surgery. By the time she finally had surgery she could hardly bare to walk anymore. The only place she went was to church. She got so bad that it was too painful for her to even walk up & down the steps. When she did walk it was on her tippy toes because it hurt to put her feet on the floor. Then with surgery she has Paroxysmal Dystonia attacks, something none of the doctors, not the neurosurgeon nor any of the doctors/PA's in the hospital had ever seen before. A stay in the NNICU, complete brain & spine MRI's, consult with the entire neurology team & no diagnosis. It took my neurosurgeon diagnosing her from MD & bringing her to a specialist that was able to diagnose her with EDS & Dystonia in the setting of EDS (a diagnosis that 99.999% of doctors have NEVER seen before. As if that's not enough she also has an autoimmune disease. MERCY! I GIVE!!

How the money will be used

Donations will go first & foremost to reinstating the mortgage, next to catching up my bills, then to a washer & dryer, last to a little safety net. I'm very grateful for any and all your help! Thank you!

PLEASE SHARE MY CAMPAIGN & THANK YOU ALL FOR YOUR SUPPORT! GOD BLESS YOU!

-Theresa