This is David. Son of William (Bill). We recently lost Bill and it's been a struggle to get him cremated. Social services has denied any funding because he had life insurance. Even though the insurance will not payout because he died of natural causes & the policy was for accidental death or dismemberment. Our family does not have a lot of money & we need funding in this short amount of time to get him cremated. Please help us with this terribly hard time!