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People who know me well will say that I have been a giver all my life. I have always worked hard, paid my own way, and gone out of my way to help others. I am an Eagle Scout and an active learner with four college degrees, including a doctorate. I have felt fulfilled by my career as a school psychologist, and it feels wonderful knowing that I have personally helped hundreds of children and their families to get through school and life. There is no better feeling than helping someone who really needs help. I believe that is why we are all here. Now, at the ripe old age of 60, I am finding that it is me who needs the help.

For close to five years now I have been struggling in silence with Parkinson’s Disease, major depression, and a host of associated conditions and symptoms. I have been unable to work full time, and only on a limited basis part time. I have accumulated a number of debts over this time, many of which I have been able to repay in spite of minimal income from disability. During this time, with the help of several close friends, I have managed to make ends meet, and I have always taken pride I’m my ability to juggle bills and take care of myself.  Of late, however, I have hit a wall.

I find myself currently three payments behind on my truck, and I am certain that the repo man will be showing up soon. My truck payments are$830 a month.  Additionally I owe $200 on my truck insurance, which is due February 21. If I don’t pay that I will be dropped from my car insurance. Finally, my truck inspection is due this month, and I know I need two tires and probably brakes.  I currently have no money and will not have money again until my next disability check at the beginning of March.

 I feel disgraced  and embarrassed to have to make this request, but I am asking for financial assistance from anyone: family, friends, or strangers, who can help me get caught up with my bills. I have made plans to eventually put myself in a better financial position in spite of my medical issues, but I can’t do that while I am behind on my bills. I have always been very uncomfortable accepting help or gifts from anyone, but I don’t know what else to do.   I have been unable to get a personal loan. I am also unable to get anybody to co-sign a loan. Finally, no one I know among friends or family is able to help financially. I’m really at the end of my rope and don’t know what else to do.
 
I am listening to God’s direction  and making this appeal on GoFundMe, with prayers that I will find the help that is so desperately needed. I know there are many people in the world in worse shape than me. But it is hard knowing that I could lose my truck at any moment, and that my plans for the future will be significantly set back without a vehicle.  I have my own home and I have food, and I have the means to make a life for myself. I just need to get over this hump, and I feel certain that things will start looking up. 

So, as hard as it is for me to ask for help, I am doing so at the Lord’s direction and because I can think of no other options. I would ask anyone who is reading this to consider donating even a few dollars.  Anything would help! Also I would appreciate it if you would please like and share this page with others you may know that would understand what I am dealing with and may be willing to help.
 
It has been painful to write this and to admit to the world that I can’t do it by myself anymore. The hard truth is, I need help. There have been many tears shed over these past few months.  Don’t anyone tell you that men don’t cry. I would like to pay back each and every one of my potential benefactors. If I am unable to do so, please rest assured, I will pay it forward.  I would like to thank you for reading this and for your generosity. God bless.
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    Organizer

    Rick Scherr
    Organizer
    Delaware Township, PA

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