I never ask anyone for help. I'm the stubborn kind of guy who fights my own battles. This time, I can't fight it any more. Late last year, I filed for bankruptcy for myself after struggling for 9 years and falling behind between my part-time job and school. The bankruptcy has gone through but not fully discharged yet, and I've continued to make payments on my car but I've fallen almost 3 payments behind. I don't like to publicize my struggles with money but there are days I question life.
I just graduated with my Bachelor's degree this past December and I've struggled with trying to find a job in Indianapolis since March of last year. I found my job with Yellow Pages (Canada) in October '17, and just found out in March that they are closing our location down. On top of everything else, I lose my job this month of June. If the struggle can't get any worse.... I've had zero luck. Most days I have to put on a smile and keep pushing forward. It's who I am. I help others and not myself. I'm not asking for handouts, just a little help to get me chugging forward again. Anything helps get me ahead again. I called my auto loan place and I'm $1,169 behind, along with the $478 coming up due this month. I went through my options and it's either pay up, surrender the car, or find someone who wants to buy out the car through a financial institution with their own loan of $12,430. I'm less than 3 years from having it paid off and I thought since the bankruptcy, I would get myself caught up from past debts that have haunted me for the past 9 years.
I get that everyone else is struggling just as much as me but this is kind of my last resort. I'm supposed to contact my loan company by tomorrow (6/6) or end up risking repossession soon. Hopefully one day, the clouds will stop blocking my sunshine.
I just graduated with my Bachelor's degree this past December and I've struggled with trying to find a job in Indianapolis since March of last year. I found my job with Yellow Pages (Canada) in October '17, and just found out in March that they are closing our location down. On top of everything else, I lose my job this month of June. If the struggle can't get any worse.... I've had zero luck. Most days I have to put on a smile and keep pushing forward. It's who I am. I help others and not myself. I'm not asking for handouts, just a little help to get me chugging forward again. Anything helps get me ahead again. I called my auto loan place and I'm $1,169 behind, along with the $478 coming up due this month. I went through my options and it's either pay up, surrender the car, or find someone who wants to buy out the car through a financial institution with their own loan of $12,430. I'm less than 3 years from having it paid off and I thought since the bankruptcy, I would get myself caught up from past debts that have haunted me for the past 9 years.
I get that everyone else is struggling just as much as me but this is kind of my last resort. I'm supposed to contact my loan company by tomorrow (6/6) or end up risking repossession soon. Hopefully one day, the clouds will stop blocking my sunshine.