My name is Randy Ritchie. I'm 67 years old and retired after 47 years on the job. I have no retirement benefits. I've had health issues the last few years, the last being open-heart surgery. I'm struggling with living on $991 social security. I live by myself with one dog for company.

I'm having a tough time paying a couple of bills that I have besides my light bill and phone bill. I do get $120 a month on my OTC card to help out with groceries, but it doesn't last. Just looking for a little help to pay some bills off. My house is paid for, which is the only bright spot in my story. Booger, my dog, goes through a bag of dog food a week. Sometimes it's a struggle to feed my dog.

I have two bills. One should be paid off in about 8 months; paying that off would be a big help. The other, I don't know when it will be paid off. The interest rate is kinda high. So any help would be greatly appreciated.