I never thought I would be in this situation.

Things like this just aren't supposed to happen to good people.

After a few years of spotty employment and a full year of unemployment without any benefits, I am at risk of losing my home.

My mortgage lender will not even discuss a repayment plan or modification unless I pay at least $2,400.

I'm already in pre foreclosure.

It can be stopped if I submit payment by March 6, 2015

I am really scared.

Asking for help like this is embarrassing, but I'm desperate.

I am selling everything of value that I own.

Mom has already sold her jewelry.

If there is any way you can help, I would be forever grateful.

And if you can't...I certainly understand that, too.

All my love...