
We’re Drowning. Please Help.
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Friend, I know how busy and anxious you are. Please, take the time to read the whole thing. It's just a couple of minutes.
I’m writing this just before the most glorious weekend in Humboldt County, but we are barely holding on.
Back in February, I left a toxic job to pursue life insurance full time. I truly believe in it. I believe it helps people. I have integrity. I care. I talk to people. I make appointments. And still, clients ghost. Nothing sticks. It’s not for lack of trying. I haven’t stopped. Not once. And you should know going into this that I’m not going to stop either.
Ruby has been applying for jobs nonstop. I’ve taken on gig work, applied for every job I qualify for, and kept building a business I believe in. If effort alone could feed us, we’d be fine. Instead, I’m eating one meal a day, drinking instant coffee, and getting by on homemade popcorn.
We have enough food for the humans until May 27. We are out of cat litter. I have been out of two of my essential medications for weeks. Anxiety has kept me from sleeping. Debt has kept me from breathing.
Right now, my main bank account is negative three hundred dollars. I have four dollars in my second account. Ruby has three in theirs. Rent is coming. The building bill is overdue. And I have nothing left to stretch.
We owe money to kind people who helped cover emergency eye surgery and follow-ups for Ruby. We owe money to those who helped me buy life insurance leads that didn’t return anything. Our monthly overhead is low—about $2,000 covers rent, utilities, and groceries—but even that has become impossible.
I’m asking for $5,000. That would bring us to zero, clear our debts, cover one month of stability, and give us a small cushion to keep trying.
I’m doing all of this while managing a disabling condition. I am so tired of asking for help. But I have not stopped trying. I have never stopped trying.
And I want to be clear about something important. This level of financial and emotional pressure is making me feel deeply overwhelmed and yes, sometimes dark. But I'm not giving up, ya feel me? I’m not in immediate danger. I am still here, even when it’s hard, because I know y'all are counting on me to be one that survives.
There are so many places I wish I could focus my energy instead, like supporting families fleeing warzones, writing and creating and giving back. But right now I need help keeping my own little family safe.
Every kindness is oxygen right now. If you can give directly, that is an enormous help. But that’s not the only option. You can:
- Share this with your folks, friends, and colleagues
- Reach out if your company is hiring remote workers - between Ruby and I we've got a ton of marketable skills and very polished resumes.
- Mention me to anyone who might need final expense, mortgage protection, or paycheck protection insurance
I am an independent agent with real integrity. My website is diamond-protection.com. You can also find me on Facebook (Diamond Alfaro) and Instagram (@DCAMSW).
With all my love and gratitude,
Diamond
Organizer

Diamond Alfaro
Organizer
Eureka, CA