Donation protected
(Please check out the “updates” section below for more details and updates!
I’d like to elaborate further on my life, story and goals, and will gradually add these details. You can also check out my various social medias, namely my YouTube channel for a look at who I am and what I care about!
My last fundraiser and financial update is from Mon. Sep. 7, AD2025 and you can see the full version in the “updates” section.
Furthermore, I have this same fundraiser on GoFundMe and GiveSendGo.)
Help me pay my bills to survive and thrive! — I have big bills but even bigger dreams and goals, and I am doing - and will continue to do - great things more and more with your help (financial and prayers).
Goal this month: $11,571 CAD ($11,020 CAD due this month plus 5% for fundraising fees is $11,571 CAD.
$11,020 is the cost/overdue bills/debt/basic expenses of my single and shared expenses with my roommate THIS month. Just basic expenses cost me $4,475 with our apartment, food, car, 2 phones, and NO debt included in that number!!)
Hey, my name is Kyle! I'm a 23-year-old devout Catholic Christian from Ontario, Canada, I go to church, I'm working on my health, I have online ministry centring around my YouTube channel and the videos I make there. And I'm also trying to always study throughout this while I have a landscaping business and singing gigs!
To be right to the point, I cannot pay for my basic bills (see "Financial/ Expenses Transparency" section below where I breakdown my expenses) because everything is almost, if not third-world-pricing type of expensive, I’m young with serious health problems, and I do not have the support of a community or family to rely on. The only way I'm gonna make this work is from donations and prayers and I am asking for either of those that you can give me.
Please know that I'm praying for you in the general intentions of "praying for everyone and everyone who's gonna read this and supports me in anyway or doesn't support me in anyway, but who interacts with my content."
Much love and God be with you and bless you,
KAFO
*******See the “updates” section for the current full financial transparency section*******
Financial/Expenses Transparency Section:
This month $11,058.80 CAD is due THIS MONTH,
EVERY MONTH there is $7,120.56-$9,820.56 CAD of my expenses, our shared expenses, and my roommates expenses.
These number do NOT include my health, savings and miscellaneous expenses that come up, which is easily $6,950-$11,900 CAD at least. I break this down in the last section.
These costs below are largely mutual expenses shared with my roommate, but we pay whatever we can in those shared costs. The costs I write are the total between both of us, not just the cost for me.
We bring in about $3000-$4500 CAD monthly on AVERAGE, but that fluctuates week to week and month to month.
That’s a good $6,558.80-$8,058.80 short for what is due THIS MONTH unless I’m able to work more than usual with my health.
A STARTING PLACE
BUT $5,300 to start would be a really strong start to tackle this month’s overwhelming financial burden.
I can save up $1,000 and pay for food and gas, and the smallest bills this month if I was given an additional $5,300 CAD this month, which would cover the BIG bills:
- The remaining amount owing on rent ($660 due), and the amounts, over limit and lapsed amounts for:
- New cheaper car insurance ($770 due — first and last months down payment required to get started);
- my overdue storage unit ($640 due) which I can’t get into until I pay and I NEED access to it for work tools;
- the overdue amounts on 2/10 of my credit products, and another one coming due in two days. Namely, two months of my very expensive loan ($840 due) and the second is my credit card ($800) that is $700 over limit. Then another credit card ($480 due) coming due in two days and over the limit $300 — these are critical because they are going to tank my credit score (essential for finding a home, car, etc) if I continually can’t pay them which is where I’m at right now with all my 9 other credit products already being maxed out;
- the 3 months of Wi-Fi ($270 due ) that has been shut off and we NEED it for work;
- Cash Money loan ($840 due) due in two separate payments this month, one of which I’m already behind on
And^, a good $2,620.56-$6,820.56 CAD short of our total monthly regular expenses (most of which is our basic expenses: about $4475 with our apartment, food, car, 2 phones, and NO debt included in that number) if we could pay everything on time, not including savings, health/medical, and miscellaneous expenses that come up per month, all of which we have been going into debt to pay… and going into new debt to pay our debt somewhere else. Though, we try to pay for everything with cash or debit.
Please see the “update” section for the financial transparency section updated last on Mon. Sep. 9, AD2025.
Organizer
Kyle O'Grady
Organizer
Oakville, ON