TLDR: I am in credit card debt due to my abusive parents and I’m fundraising to afford living expenses to stay away from them and pay my debt off before my debt is put on my credit record for 6 years. I will include a breakdown on exactly how donations would support me at the bottom.
Hi, I’m Mirabelle and I’m currently fundraising money because my parent’s financial abuse, credit card debt, and job instability have meant I am struggling to pay rent and pay of debt before it goes on my credit record for 6 years.
I am a queer, black woman diagnosed with ADHD, PCOS and PMDD and am recently estranged from my domestically and financially abusive parents. I am struggling with financially supporting myself for the following reasons
• I finally was able to move from home into a safe housing environment, but then found out that I am in a lot of credit card debt due to my parents abuse. Legal action is being taken against me.
• I was able to cover rent and the first payment off the debt but I lost my previous job.
• Thanks to my community, I was able to cover rent after losing my job, but no longer could afford the credit card debt payments.
• I have gotten a new job but not been able to get a full time position despite being told by my employer that I would be able to.
• Moreover, I recently got into a traffic accident on my way to work and had to take time off work to heal. Healing is meant to take 6 weeks but after a week and a half, I had to go back to work as I cannot afford to miss any shifts.
• I am desperately trying to avoid having to go back to my parents place, especially since they have had very incendiary and erratic reactions to me moving.
• Living without access to my ADHD medication has been making all this so much harder to address.
• I have been taking as many shifts as i am offered and some of my colleagues have been so kind and given me their shifts. I’ve managed to get ATW to cover my therapy/ADHD coaching so that I still have support and I have been selling a lot of my belongings. I am actively applying to as many jobs as I can in my spare time.
• However, I am still struggling so much financially and barely affording to survive. I especially need to be able to pay off this debt so that it isn’t on my credit file as this will make it harder to rent in the future and I would really appreciate any help xxx
Here is a breakdown of what I’d be able to afford depending on how much money I raise:
- £1k: some of my living expenses (rent, food, personal necessities) and about a fifth of the debt
- £2k: a third of the debt + living expenses
- £3k: half of the debt + living expenses
- £4k: all of the debt + living expenses
Any support would help massively or even resharing it to people who might be able to help. If you know of any jobs opportunities that I could apply to, that would also be massively helpful. Thank you so much for taking the time to look at this and thank you so much in advance for any donations and/or support ❤️