To pray for medical (including rehab) costs not covered by the meager Insurance Payout and lawyers fees of 1/3 The TOTAL INS. ON THE POLICY - Simple Rotten Math (For Us) from the Hit-And-Run on October 1, 2016. Plus, lost wages to cover basic monthly - temporarily (minimum of 18 months to two years) if true of the best Surgeons projections) at both BMC in Pittsfield MA and UNASS Medical in Worcester MA.