Matt Needs Less Credit Card Debt!

Hello there. It's Matt again. I wanted to revisit this concept and see if it would work a little better for me this time. My goal is simple, I need to pay off my low-limit credit cards and put them away so I don't use them anymore unless it's an emergency, so I can focus on paying down my higher-limit credit cards more pointedly. As of this writing, most of my cards are at their limit and I'm honestly underwater with my income to debt ratio, and it's totally my fault for letting it get out of hand to this degree. I've been struggling mentally the last 6-8 months at my job and in my personal life, and I'm much too dependent on retail therapy to cheer myself up. Truth be told, my debt was paid off and I was debt free aside from having my house in my name and paying large payments on that. Now I've let it get back out of control and I'd say I'm desperate for some relief. If you can donate, I'd be very much appreciative.

Thank you for reading, and I hope you have a good day.