I have over $150,000 in student debt and I need help.
I'm aware that putting myself into this much debt was a decision. I know I made a choice, and believe me, I would take it back in a second if I could. I wish I had qualified for federal loans, but I didn't, so my repayment rates are astronomical, and I am not eligible for any federal loan forgiveness or income based repayment plans.
At this point I am barely making ends meet. I am constantly looking for ways to improve my financial situation which has included finding a roommate and looking for a weekend job. I am having a tremendously difficult time paying for simple every day costs like groceries, medical copays, gas, and other basic necessities.
Any contribution to this GoFundMe campaign will go directly into one of these three accounts. It doesn't matter how much you contribute - after a small percentage GoFundMe takes out, I'll put the amount directly into one of my student loan accounts.
I'm not one to ask for handouts or help, truly. But I'm putting this out there because I don't know what else to do. Please be kind in your comments and know that if I could go back as a 17-year-old and undo this damage, I would.
Also fyi in case of the “Just get an income based repayment plan (: " comments, my debt is all private so I have no low repayment or forgiveness options, and have already consolidated the majority of my debt through Wells Fargo to a much lower interest rate and lower monthly payments than when I first entered repayment.