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Local Business Struggling From Covid Fallout

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A RAY OF HOPE


It was April 30th, 29 days after April Fools Day, so I took the bank seriously.   Like many others
we were granted a PPP loan.   Our loan was for $27,327.00.   It was this loan that enabled us 
to survive the brutal impact of the pandemic COVID--19 and add 12 new employees to our
little work force.  The funds were spent within 24 weeks on payroll, thus qualifying us for loan forgiveness.


BANK TRAUMA

December 1, 2020 / $20,000.00 in our bank account was  immediately frozen.   Chase Bank suddenly
decided we were not worthy of the loan that breathed life into our business.   The bank states we need to pay back the remaining $7,327 as well.  The funds in the account were for current payroll and business rent.  The PPP Loan funds have long sine been spent. We qualify for PPP Loan forgiveness according to the SBA guidelines, so it does not make sense to us that they took the funds back in one day.


WE ARE RESILIENT

The amount for which we are asking will help us replenish what we have lost, while enabling us to
continue serving our community, inspiring smiles, capturing the magic of precious memories and milestones
in so many lives.


THANK YOU FOR SHARING OUR STORY

If you cannot donate, please share our story with others who may be able to be an angel of financial
blessing for us.  Any amount large or small will help us to continue into our 31st year of business and beyond.  We are hoping for and believing in our "Its A wonderful Life" moment.  

Merry Christmas to you all!

John Pratt


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    Organizer

    John Pratt
    Organizer
    San Jose, CA

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