My name is Tamra Ashcroft. I live in Arizona and my sister Karen lives in Modesto, California near other family. She was in a terrible accident and broke her neck back and several ribs. She is in a brace in the hospital and in terrible pain. Not sure if insurance will come though as she just started her job. She will be bed ridden until she can have the necessary surgeries, we are concerned about her loosing her home and keeping the lights on. Please help me help my sister, from so far away.