La Pine House Fire

Our home was fully insured, I thought, a flash fire burned it down completely within 1/2 hour.  The insurance company will cover a small fraction of the costs, not enough to cover the house or clean up let alone all our personal property.  we lost 1 dog and 1 cat we still have our other small dogs 2 cats.  1 with burns on his back n tail.  Winter is almost here we have no water, no electricity and no home.  Myself, daughter and 4 year old grandson are staying in a small trailer on the property and need help  Please.