Hi friends.

I never thought I’d be here asking for help again, but next year is bringing some big challenges. In 2026, my health insurance premiums are set to explode, reaching about $700 a month.

That’s because the pandemic-era insurance premium tax credits that kept coverage even remotely affordable are expiring at the end of 2025. Congress could extend them but as we all know, right now, Republicans have kept the government shut down rather than agree to a deal that protects affordable health insurance for millions of Americans just like me. Democrats are (as of now) holding firm, and I really hope they succeed, but in the meantime, people like me are left in limbo.

Because I’m not eligible for any ACA subsidies under the standard rules, that means I’ll have to pay the full premium out of pocket or go on Medicaid, which isn’t a real option since most of my doctors don’t take it. (Though I will 100% go on it to avoid INSTANT medical bankruptcy in case of emergency.)

My goal is (currently) $8,250, which would help me:

Health insurance isn’t optional for me. It’s how I manage the chronic pain, mobility challenges, and other Stuff Going On that affects nearly every part of my day. Losing coverage would mean losing access to the doctors and treatments that keep me functioning.

If you’re able to contribute or share, it would mean so much. Every bit helps, whether it’s a few dollars, a share, or just a hug sent my way. (If you’d prefer to help directly or want to make sure every dollar goes straight to coverage instead of GFM fees, you can also contribute via PayPal: @athebunny) Thank you for helping me stay covered and cared for while I get back on my feet.

P.S. I loathe the dystopian hellscape that requires me to post this, but here I am. If you see me in person, please offer to hug or fistbump me. I'll need it.