Help Me Save My Car

Some months back I unfortunately was told I needed to leave my home of almost 4 years with my “chosen family” because my presence wasn’t welcome there anymore. In order to move, I stupidly took out a title loan with TitleMax. The loan officer changed my income details after I’d repeatedly stated I only received disability income due to mental health problems... most of the money ended up being lost to app and admin fees from a bunch of apartment complexes that all eventually denied me due to my lack of “sufficient income.”

Eventually I was able to move but I couldn’t keep up with payments, even with the additional income from DoorDash (which I only started to be able to pay for my weekly therapy sessions because my Medicare insurance isn’t accepted and I’m doing private pay) because of frequent inpatient hospital trips and then the COVID-19 mess. Not much later, I learned that my loan officer and, in fact, that entire location was under investigation along with any account he had touched, and that included mine. So then they mass emailed customers stating they’re suspending involuntary surrenders/repossessions until further notice due to the pandemic. After that, I heard nothing from them and despite trying to keep up with their payments, I fell behind and,  as a result, they took my car on 06/11 without warning or notice..

Now I have two weeks to come up with a total of $2700 to settle the account and get my car with the title back before they can legally sell it at an auction on 06/26.. I had been offered help but it quickly fell through. I was able to get approved for $1000 loan online but that is at a 464% interest rate and I have no clue how I’ll pay them back when the time comes. This car is my Batmobile and literally the only thing that I own outright and is all mine. Without the car I can’t do the side work (deliveries) to make the money for them or pay for the weekly therapy sessions I desperately need in order to work on my issues..

I’ve run out of options and this is my last ditch effort to try and find the money in time to get my car back because without it, well, living 40+ miles from almost all of my friends, I’m going to be stranded without my own transportation indefinitely and I know that that will only cause more depression and feeling so isolated from almost everyone I’m close to.. and without my car, I have no way to pay for my therapy sessions which I know is going to cause my mental state to start spiraling fairly quickly.

I do not like asking for or accepting help because I have a lot of pride, so this is incredibly difficult for me to do but without help, I don’t think this is something I can feasibly do by myself and that has me already feeling lower than I’ve felt in a long, long time.

So please... if you can help, please do.. no amount is too small and will make a huge difference. Thank you doesn’t seem sufficient to show the appreciation for any help I am lucky enough to receive but thank you in advance, you are making a massive difference in my life by helping me with this.

❤️
Katie Raley aka Batman