Accidents Happen!  On a very icy day Judy was helping a lady to her car to prevent her from falling.  But instead of the lady falling, Judy fell.  As a result of that fall, Judy dislocated and broke her shoulder along with the humerus bone.  As a result of that injury, she will undergo surgery.  Recovery time will most likely be 3 to 6 months with loss of income.  The family is setting up this fund to help her through this difficult time.  Helping Judy at this time would be greatly appreciated.