Man must stand for something, otherwise he falls for anything. For some years ago , I didn’t stand for much at all. I was in a bad place mentally, and during that time I made decisions that put me in a very difficult financial situation.

About six months ago, I made one of the hardest decisions of my life. I stood up for myself and left my partner, because deep down I knew I had to. It made my financial situation even harder, on top of an already heavy debt burden. But despite the struggle, I know it was the right decision. For the first time in a long time, I listened to my inner voice.

Today I am 41 years old and carrying debts that will likely follow me for the next 13-15 years, depending on interest rates. The stress is constant, and sleep is often difficult. It’s not just about money — it’s about the weight it puts on your mind and your future.

I take full responsibility for where I am. This is not about avoiding that responsibility, but about reaching out and asking for help to move forward faster and rebuild my life.

From the bottom, there is only one way left to go — and that is up.

This fundraiser is my way of reaching out a hand. If anyone is willing to contribute even a small amount, it would make a real difference. My interest rates are high, so every contribution helps immediately.

This year, Sweden removed the tax deduction for interest on unsecured loans, which has affected me significantly. Previously, I was able to receive back about 30% of the interest costs through tax deductions. My total debt is almost 800,000 SEK, and approximately 65,000 SEK of it carries very high interest rates.

Thank you for taking the time to read my story. Any support means a lot to me. /J