My wife and I have been trying to have kids for 7 years. We have now started the process of In-vitro fertilization at the University of Utah and as you may know, it is expensive. Insurance does not cover it and we need close to a 15,000 dollar down payment to allow us to begin egg retrieval. My wife has already had surgery to remove polyps, and we pray we won't have to back out as this is our last shot of having our own children. Please, if you can, anything will help.