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I've a financial crisis, please can you help with my bills

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Hello, Derek here - hoping to raise £600 to help with next few months bills



What happened - £1500 work cancelled short notice
I've been self employed just under 18 months and been ticking by averaging about £650 month and that just covers my bills. Sadly work i had scheduled for next few months got cancelled last minute just when i would have got £500 downpayment to start the work. As i live hand to mouth ive no savings to fall back on and no other work upcoming. So im looking to raise funds to pay my core bills - rent, council tax, electric, broadband and food - around £600 month or basically £20 a day is bare minimum to survive. Ive little of value to sell just my work mac mini, which i'll pawn but ive nothing else. Just trying survive next few months in flat and get myself going again. So If you are in position to be a helper id be grateful.

Health issues - physical and mental
To add to bad situation my health has been poor both physically and mentally. Ive issues with my hands, knees and feet that impacts my mobility and capacity to do physical work, so max 3 day wk. Ive been to dr and no full diagnosis yet and ive to go back and give more blood this week which adds to stress, hopefully have better understanding what happening soon. Obviously being 61 i know part of aging but feels like got worse last 6 months.

My mental health has been constant issue that has plagued me for years, i had been using NHS helplines etc and identified core issues and root causes that has led to a life of self sabotaging. Its clear i need consistent professional therapy to address this and not repeat same issues that has cost me so much. With the help of NHS services and mental health charities we've developed a MH support plan for me to work through to tackle these issues but hopefully i can get therapist, im not in crisis on that front but it limits work opportunities so this part of a retirement plan so i can be self sufficient. Part of this is accountability so will post updates on progress on social media.

Building new venture for future
I was in the process of developing an online business to be more in control of my future and income as ive no private pension and will rely on state one, im short of years for full one so need work to pay NI to get as max as possible. The difference just now £30 a week so thats why i want to keep working for 4 years to get max pension. Im cautionary tale but trying hard to correct as best i can. I'll be posting another video etc on the biz plan, i;ll be offering new services online and launch that soon.

Learned form past experience becoming homeless
In jan 2018 i became homeless after my life fell apart, this had been happening post summer 2017 and i failed to just ask for help. I learned lesson the hard way and took me year half to get my life back and in Brechin summer 2019 then covid. Asking for help is hard, harder when mental health is bad, pride, embarrassment and shame are the emotions that surface and block you asking for help. Thats why ive setup this gofundme page to ask for help and that suffering in silence is not good and that pride certainly comes before a fall.

Thanks for your time reading this and if your able to be helper im grateful and if not thats ok. Its difficult times just now and so many folk in need, its taken me days to pull this together and post it.

Take care of yourselves

Derek
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    Derek Harper
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    Scotland

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