Dear Friends and Family,
I have been going through some hard times both emotionally and financially and I haven’t been able to catch up on things financially. In August I was short on my rent due to past due bills and also I relied on a friend that was staying with me at the time to help out with rent, as they said they would. But unfortunately they didn’t. So I ended up getting a loan against my car to save the roof over my head. Which I felt was a good thing to do at the time. Well I missed September’s payment thinking my payments started in October and now I missed October’s payment also. So my car got repossessed. I really need it back for work. I have a job and need my car for that amongst other things. Right now I can’t work without my car, but can pick up shifts again if or when I get my car back. I am just devastated without my car, not being able to work, feeling stranded and unavailable for my daughters. I really don’t have any family whom are still alive to ask for help and it has always been hard for me to ask for any help from others. But I really need it now more than ever and have no choice at this point to ask for your help. I’m embarrassed and ashamed to ask for help, but I really need my car back and pay some outstanding utility bills to get caught up. I feel horrible to have to do this, but don’t know what else to do at this point. Any help would be greatly appreciated and if there’s anyway I can repay you back I will. 
Thank you for taking time to read this and I hope all is well with everyone. 
Sincerely, 
Shalimar Martin