I’ve had 2 financial disasters this year. First: the Homeowners Association passed a special assessment, and my part is $18,000. Background on that is that sometime in the 1990s (long before I bought this place), they put siding on the buildings. They did it wrong, and water has been damaging the buildings all this time. The contractor who did the work is long out of business. Yes, we pay a management company to take care of the exterior of the buildings but this is magically not their fault. There are over 100 owners in this complex, statistically speaking at least one must be a lawyer; failing that, at least one must be able to afford one and no one suggested suing the management company, so I’m going to go with “magic” for it not being their responsibility. Anyway, I have to pay $250/month every month for basically the rest of my life (there’s interest if I pay monthly).
I've been looking for a 2nd job. My day job is M-F from 8-5, so it would have to be evenings & weekends. My car….. the “check tire” light has been on for a couple of months, and besides, buying gas to do GrubHub or Uber Eats seems counterproductive. I can’t stand for long periods of time, so even though the grocery store down the street is hiring, that seems like a bad idea. I have no artistic talent, don’t know how to sew or make candles or any of those crafty things. Does anyone have any ideas? I opened a Mechanical Turk account, but I’ve only made about $10 there. Seems unlikely to get me $500/month. So that's why I'm here, asking for help from strangers.
Then, my a/c broke. Like, completely broke and had to be replaced. The company was nice and is financing it. That’s another $150/month.