My parents were married in 1966, they built a business together and always made sure my sister and I both had everything we needed growing up, including private school educations. My parents have always worked together, in fact, they’ve always done pretty much everything together. His minimal life insurance isn’t going to be enough to cover all his final expenses. While my Mom is figuring out how to get through the rest of her life without the love of her life by her side, it would be ideal for her not to have to go into debt trying to pay for everything with credit.