Half way into a 30 year mortgage, my children and I are very close to losing our home. It is something I feared would happen when I made the decision to take our lives back from the chaos and fear brought into our lives by my addicted, abusive husband. We NEED this house.
After being a stay at home mom for many years, it was a struggle to find someone that wanted to hire me. I was able to find a temp job after 4 months and a few months later was hired for the position but it was not an easy transition in many aspects, not the least of which was trying to afford childcare for 2 of my 3 children who had never been. Financially I have still not recovered. I have been supporting my children, and this household, on my own since then. I never, despite my best efforts, have been able to catch up on the mortgage. Every tax return, (except this year because my engine blew in my car and I had to buy one) has gone to get caught up, every effort to pay more than the payment has been taken.
Anyone that knows me knows I am extremely thrify with money and that is how we have made it this far with just my income and no child support. Initially (and typically) resistant to asking for help if there is any way possible I can accomplish something on my own, I had many friends suggest that GoFundMe could be a solution. I was going to set the goal for $10, 000. That is what the person holding my mortgage is claiming I owe. After my own review of the letter warning to foreclose and the spreadsheet with his accounting, I have applied for Three Rivers to assist me in clarifying the legality of the fees and accounting.
As difficult/embarrasing/frustrating as it is to admit it, I cannot save my house on my own.
One of my friends suggested that I put the whole amount of the mortgage on here, because and I will quote her " Do GoFundMe. Nothing to lose everything to gain. What is the balance of your mortgage. Let's pay it off so you are always secure in where you live." That brought me to tears.
That stability is what I have been struggling to give my children since I filed for the permanent domestic violence injunction almost 7 years ago. They have had to step in to help me and help each other in ways that most kids do not have to and they have to take on many things on their own because I can't be in two places at once. I am forever grateful that despite the fact that all I have been able to offer them is a daily struggle to have what we need, a roof over their heads, and a mothers love, they haven't once told me I made the wrong decision.
I thought things would get better as these years have gone by but instead of getting easier it has gotten harder. I keep slipping behind because I don't make enough to support them on my own. I also do not qualify for any public assistance. I am the in-between.
Little by little my children have made sacrifices. Dance class stopped, singing lessons stopped, the occasional family movie night stopped, mini beach weekends stopped, days at the springs stopped. It has become a balancing act of 'did the power bill get paid, do we have something for dinner and do we have shampoo'...
We cannot lose our home!
Another friend of mine said I should this keep this short and to the point. To those of you that are rolling your eyes that this is too long, I apoligize. I am often moved to participate with a gofundme not just because I love to watch people join together and solve problems but because of the story behind the requests.
Please consider helping lift this burden off of us. No amount is too small. Every little bit adds up. The funds raised here will be used for the sole purpose of securing this home, no matter where on the goal line it reaches. Personal references upon request.
Thank you in advance for taking the time to read this and for your assistance.
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- Andy McNett
- Tom Roach
- Ronald Perez
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