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Help with physical therapy costs (and other medical expense)

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About a month ago, i slipped in the kitchen, and when i fell, i sprained a muscle in my hip and in my shoulder (from trying to catch myself) so badly that i needed an ambulance. I've been out of work since, and i have no PTO to cover my time. My short term disability insurance only pays a small portion of my salary, and it's taking a long time to arrive, as it's coming in small installments.

I took out a loan from my 401k to cover my rent and utility bills for the time being, but i still need to be able to pay for physical therapy so that i can get back to work as soon as i can (and i also have bills for the ambulance, the emergency room, and the 3 visits ive made to my PCP this month). The UPMC emergency room didn't refer me to PT, they just took xrays and a ct scan, then gave me some crutches and sent me on my way

I have health insurance, but my deductible for in-network care is over $5000, so all these visits have to be paid out of pocket.

I'd appreciate any help that anyone can give me.
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    Organizer

    Erica Peters
    Organizer
    Pittsburgh, PA

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