Hi! I’m Phoenix and I’m a 20 year old queer + disabled college student. Recently, I’ve had a lot of struggles with having to move back home due to debt and inability to work, and now more is being charged to my account than I’m able to keep up with. This is really just a starting point, but any help at all would be extremely appreciated and mean a lot to me as it would help get my account out of collections. Thank you everyone!