Hey! Call me Liz. I've been struggling with post-college life and an abusive family. After taking an extra year at college and working hard to complete my coursework, I still wasn't able to earn my degree. My parents cut off my driver's education years ago, and despite job hunting efforts, I haven't been able to find work. I have a little money, but not enough to cover my student loan payments. I submitted an Income-Driven Repayment form for my federal loans, and when the current administration stopped accepting those forms, they put the loans in indefinite forbearance. However, I also have private loans. I contacted them to retroactively apply a forbearance to my overdue payments, but those payments have resumed and are piling up again.