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Financial abuse:
My wife was 17 when her dad's drinking lost him his job & he was having a hard time finding another. She worked as a telemarketer at Lawrence Welks vacation village, it was a horrible job, but she paid the family's mortgage with it.
He drank premium vodka while she gave him every cent.
Later, he successfully negotiated with the VA to get a comfortable settlement. He'd be able to have everything he wanted, go on vacations, buy nice things.
He told us, "You take out the student loans, & when you graduate, I'll pay them back."
I can't believe we fell for it.
She kept her grades up & he made a show of watching over them, a part of our agreement, you see.
Then when she graduated & we prepared to work with him on the loan, he simply laughed, & laughed, & laughed.
He enjoyed his retirement more, knowing we were struggling all the harder.
And when he was dying, he told us he thought it was funny that every time we struggled, pinched, borrowed, or scraped, we would think of him.
This is financial abuse.
When I had graduated from high school and was looking for financial support to go to college, I was told by my parents, "Nobody helped me." I struggled for 12 years, working full time, to complete a degree, then finished a teaching certificate a year later, hoping that by getting a full time teaching position that I would be better able to repay my student loans. In 2008 I completed a masters degree, hoping that I would be better able to repay my student loans. Neither of those things were true.
We cannot afford a house. We couldn't afford to have children. We cannot afford to save for our retirement. And if we finally do retire we will be lucky to have any Social Security left over after our student loans are payed each month.
On top of all of this, my wife also has a complicated medical condition that means she often can't work. Her job offers a lot of benefits, but they do not include unlimited paid time off - she usually uses up her sick and vacation time before the end of the month so that she has to take unpaid time off, thus putting us even further away from being able to pay all of our bills and save money.
Would you please help us by offering some financial security? We live paycheck to paycheck, like most Americans, and can't ever forsee not paying on our student loans. A single car repair or medical emergency could push us into losing our apartment, and any help you can provide will be greatly appreciated.
Thank you.
My wife was 17 when her dad's drinking lost him his job & he was having a hard time finding another. She worked as a telemarketer at Lawrence Welks vacation village, it was a horrible job, but she paid the family's mortgage with it.
He drank premium vodka while she gave him every cent.
Later, he successfully negotiated with the VA to get a comfortable settlement. He'd be able to have everything he wanted, go on vacations, buy nice things.
He told us, "You take out the student loans, & when you graduate, I'll pay them back."
I can't believe we fell for it.
She kept her grades up & he made a show of watching over them, a part of our agreement, you see.
Then when she graduated & we prepared to work with him on the loan, he simply laughed, & laughed, & laughed.
He enjoyed his retirement more, knowing we were struggling all the harder.
And when he was dying, he told us he thought it was funny that every time we struggled, pinched, borrowed, or scraped, we would think of him.
This is financial abuse.
When I had graduated from high school and was looking for financial support to go to college, I was told by my parents, "Nobody helped me." I struggled for 12 years, working full time, to complete a degree, then finished a teaching certificate a year later, hoping that by getting a full time teaching position that I would be better able to repay my student loans. In 2008 I completed a masters degree, hoping that I would be better able to repay my student loans. Neither of those things were true.
We cannot afford a house. We couldn't afford to have children. We cannot afford to save for our retirement. And if we finally do retire we will be lucky to have any Social Security left over after our student loans are payed each month.
On top of all of this, my wife also has a complicated medical condition that means she often can't work. Her job offers a lot of benefits, but they do not include unlimited paid time off - she usually uses up her sick and vacation time before the end of the month so that she has to take unpaid time off, thus putting us even further away from being able to pay all of our bills and save money.
Would you please help us by offering some financial security? We live paycheck to paycheck, like most Americans, and can't ever forsee not paying on our student loans. A single car repair or medical emergency could push us into losing our apartment, and any help you can provide will be greatly appreciated.
Thank you.