My name is Sean, and I’ve fallen way behind on my credit card payments. I missed a couple and now they’re snowballing beyond what I can catch up on, and I could really use some help!

I am asking for at least $800 to catch up. The total debt is nearly $15000, spread across multiple high interest credit cards. The monthly payment is about the same as a car payment (approximately $500) and it's crushing my life. It makes saving money difficult, and unexpected expenses send me into a financial tailspin.

I could really use some help getting out from under this, so I can avoid bankruptcy.

Goals:

$800: Gets me caught up. Late fees paid, nothing past due.

$1200: I can start to get ahead of this.

$1500: Caught up + the smallest card paid off.

$3000: Caught up + the two smallest cards paid off.

$8500: Caught up + all cards but one paid off.

$15000: Caught up + everything paid off.

Anything helps! Thank you!