Disabled Father in Danger of Eviction following Death of his Mother.
The home built by Robert and Donna Carson is in danger of being lost due to a debt left behind after Donna's death. My father, Robert ll, has lived in the home with his mother his entire life. Robert has severe MS, and has just been approved by the state to recieve assistance with home modifications to keep him safe in the home, like a ramp. And now, because of a debt and miscommunication with the bank holding the debt, he is in danger of losing his home.
My grandfather died 10 years ago, and last year, my grandmother became very ill. We spent 5 months continuously in the hospital with her as she became more and more ill. Before that, she had been so healthy, so full of life; truly the cornerstone of our family. And upon her death, we felt completely lost. My dad's disease affects his ability to cognitively perform in tasks required as estate executor, so while in the hospital, my grandmother made me executor of the estate, and beneficiary to the home, knowing I would protect the home and my father. I found an attorney to help me in the process I was anything but prepared for after losing the woman who raised me, and assumed all I was being told by he and the bank manager was correct. I was told we could keep paying monthly on the loan, as I have since her death, and everything would be ok.
It is 2 weeks from the date of the final accounting, and I just found out that all debts must be paid off by that time, and the verbal explaination of how to deal with the loan from the bank manager was incorrect. I am being told that if the debt is not paid off, my father will lose his home, all family items will be auctioned off and my father will be subject to the system. I cannot let this happen. Not only is this our family's home that they built, it is the only home he has ever known. In addition, advanced MS affects not only one's cognitive ability to perform complex tasks, it also affects your memory. My dad has expressed on many occasions how being in the home after losing both of his parents, keeps the memories alive. Everywhere he looks, he can see them; he can relive a time when we were all together, united in love. I fear that without that environment, not only could he lose his memories of his parents, but also become severely depressed and give up on life. He says their memory keeps him going, and I cannot let him lose that.
I have been denied more than 5 loans because of student debt, and this is my last plea for help. This has been one of the most heartbreakingly tragic years for both of us, and losing our home would be devastating.
In honor of complete transparency I want it to be known that my grandmother assigned me as sole beneficary to the estate upon the promise I made to care for my father and take care of any matters that arise that he cannot handle. The money raised will go toward paying off the home equity loan ($17,716 + admin fees) held at the bank as a lean against the house. Upon paying off the debt, the home will be transerred to my name, and my father will continue to live there. The home is valued at 130,000. I am putting this information out there so no one feels misled; and please feel free to contact me with any and all questions.
I know this is a large amount of money, and we are on a very short timeline. I am told by the attorney, we have about a week to two weeks before the final accounting needs to begin. But, if 10,000 people give $1 each or if 500 people give $20, I will be able to pay off the debt and save my father's home and his memories of his parents. Anything raised above the debt amount will go toward paying for my father's homecare and anything else he might need. Anything you can afford to give helps.
Please help my dad stay in the home he loves, the home his parents built, and the home that we were both raised in and created a life in.
Thank you so much <3
- Carolyn Koh
- Anne Kimsey
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