Hello ,

My name is Dominic and I am desperate for financial help. I live in my car in the East Bay of California. I have no family or friends to help me.

I lost my childhood home due to extreme rent raises I could no longer afford. A stay with "friends" for a year after that ended in disaster.

There were more rapid rent increases and I was forced by the so called "friends" to open credit card accounts to pay rent and then abandoned by the same "friends".

I was left alone with no place to go and no one to help. I had no choice but to move into my old car. I have now been living in it for 5 years.

I am afraid every day. My anxiety is severe. I suffer from bipolar depression and OCD which have worsened these past 5 years making me feel I am losing my grip on my sanity.

Severe nerve damage in my spine as well as several herniated discs make living in the cramped car very painful. My breathing is becoming very labored. I suffer such PTSD that my memory is affected greatly .

I used to be a MASTER at Math. Now I cannot remember how to solve the most simple equation.

Despite this I am trying to repay the credit card accounts that ended up in collections. I pay toward them little by little every month but at this point I am mostly paying just the interest (currently $3700 ).

If I try to apply for even the cheapest apartment I am denied due to "poor credit". I am desperate to pay off my debt as I have a chance to move into a low income subsidized apartment December 1st.

I would use any money donated to pay off the accounts and use toward lowering my deposit.

I want this fresh start so badly. It would change everything for me. I could finally begin a new path for my life and try to get help for my physical and mental health.

Most of all, it would be a safe place to live and I would not have to live in fear every day which really has been the hardest thing of all.

I would be grateful beyond words for this opportunity to have a real home and hope you can find it in your hearts to help me out.

Thank you from the bottom of my heart.