My name is Ralph W. Duncan, and I am an 89-year-old who takes pride in living independently and staying active. I rely on my car to get around, run errands, and maintain my daily routine. Recently, I faced a major setback when my car needed $3,124.46 in repairs. To cover the cost, I had to borrow more than half the amount from my bank and use up all of my personal savings. Just one week after completing those repairs, my transmission went out, and the lowest quote I received for fixing it is $3,400.00.

This unexpected series of expenses has left me in a difficult financial situation. I am seeking help to pay off the bank loan and repair my car’s transmission so I can continue living independently. Having reliable transportation is essential for me to stay active and take care of myself. I am grateful to be in good health and able to manage my own needs, but without a working car, my independence is at risk.

I kindly ask for your support to help me meet these urgent needs. Your generosity will make a real difference in my life, allowing me to remain self-sufficient and enjoy the years I have ahead. Thank you for considering my request and for helping me continue to live independently.