Help Prevent Foreclosure on Our Family Home

This campaign prevents foreclosure, keeping a disabled Oklahoma family safely housed

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$441 raised of $12K

Help Prevent Foreclosure on Our Family Home

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I am raising emergency help to prevent foreclosure on the home I shared with both of my parents.

My mother, Mikki, passed away in September 2024. My father, Billie, passed away in January 2025. Losing both of them within five months shattered my household emotionally, medically, and financially. Since my father passed, I have used every limited resource I had to keep the bills paid and the home stable for as long as possible. Those resources are now exhausted, and the mortgage has fallen behind while I wait for pending SSDI DAC and VA survivor benefit decisions.

I am disabled and unable to simply move, restart, or replace this home. In 2025, after years of unanswered mental health struggles and lifelong agoraphobia and panic attacks, I received a formal psychological evaluation that diagnosed Autism Spectrum Disorder requiring support, Generalized Anxiety Disorder, Persistent Depressive Disorder with intermittent major depressive episodes, and Agoraphobia. I also live with chronic pain, fatigue, fibromyalgia, anemia, documented inflammatory/seronegative autoimmune-related health issues including inflammatory polyarthritis, and ongoing foot/ankle problems that require me to use a cane.

I am a published author, and I'm also working with the Oklahoma Department of Rehabilitation Services toward a realistic path for self-employment and disability-appropriate work. I am trying to build a stable future while pursuing disability benefits, but these processes take time I do not currently have.

Right now, my immediate goal is to prevent foreclosure and homelessness while my legal, disability, and VA benefit processes continue. I do not have another safe place for myself and my animals to go. 

This house has been my home since 2009. In 2008, after fifteen years in the same apartment, my parents and I decided it was time to move into a real house. We needed somewhere with more room, more stability, and enough space for all of us and our animals. We looked at several houses together before finding this one. My parents signed the deed on December 29, 2008, and in January 2009 we packed up the apartment I had lived in since I was seven years old and moved into our new home.

It was home. Our home.

Over the years, our household became more medically fragile. COVID changed everything. Because of my mother’s COPD and worsening breathing, continuing to work at Walmart became unsafe. As her health declined and she eventually required oxygen full-time, my father and I did our best to care for her and keep the household going. That included helping her shower, drying her hair, cutting her bangs, and gently intercepting dangerous ideas like trying to cook at the stove while wearing oxygen.




My father was also dealing with serious health problems, including peripheral artery disease and atrial fibrillation. The pain from peripheral artery disease sometimes left him on crutches. We were not a wealthy family, but we survived by working around each other’s disabilities. Where one of us could not function, another stepped in. We kept adapting because that is what families do.




Now I am trying to hold onto the last stable place I shared with them.
I have contacted Wells Fargo, applied for legal assistance, and reached out to local resources. I have also contacted or applied through multiple organizations from local assistance lists, but Oklahoma’s assistance network is severely underfunded. Most resources I found were either out of funds or only able to help with rent, not mortgage or foreclosure prevention.

I am asking for help because foreclosure would put me and my animals at risk of losing our home. It could also reduce the value of the estate and leave fewer options for handling the home responsibly. I am trying to preserve time, shelter, and stability while the legal and benefit processes move forward.




Funds raised will go toward mortgage arrears, foreclosure-prevention costs, and keeping the home stable while I continue working with Wells Fargo, legal aid, and pending disability/VA claims.

This house is where I cared for my parents, and it is where my animals and I are safe. My service dog, Ava, was trained with my mother’s help and is a living part of what she gave me. My other dogs, Avery and Kiba, and my cats are also part of the family we built here. Losing our home or being forced to move right now would be physically overwhelming to nearly impossible and severely destabilizing on so many fronts.




I know times are hard for many people. If you can donate $1, $5, $10, $20, or any amount at all, every bit helps and is deeply appreciated. If you cannot donate, sharing this page or helping it reach someone who may be able to help would mean more than I can say.
















Organizer

Winter Pennington
Organizer
Moore, OK

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