Paul was hospitalized twice in the last part of 2019. Shortly after the start of 2020 he spent 60 days under hospital  care from ICU down to short term rehabilitation. Shortly after he was allowed to come home he was readmitted to the ICU with Sepsis.  Another 40 days of hospital and short stay in rehabilitation, he was able to come home...again.  The whole ordeal has taken a toll on his physical strength and finances. Hospice care has made him comfortable, but they do not supply continuous daily care. He has had to use Long-Term Care resources to help him with his activities of daily living (ADLs).  Beddbound, he now has a daily nurse to help him during the day with his ADLs.

He was wise enough to have Long-Term Care insurance; however there is a 30day out of pocket deductable to meet.