Help Neko with their Medical and Financial debt

Hello, so first of all I want to say thank you everyone who is taking the moment to read this. Even if its just a glance it means more to me then I can express. Online and through my content and everything I go by Det.Neko or just Neko. Now for why I set this up. Honestly I was trying not to. Because I always have tried to handle everything myself and whatever happened. I would always manage to figure something out, I was always the one to solve problems, not the one needing them solved. But after my major surgery that I recently had it has left me out of options no matter how much I have tried. The problem is the surgery I had to have on my lower spine was the nail in the coffin and put me in the red pretty bad.

For over a year now I was having severe and crippling pain and had to have surgery just to be able to stand and walk without feeling so much pain I had to go on my knees every few minutes to just give my body a break. This had been happening for over a year and when I finally was able to get insurance it was escalated to a severe case because of how hard I kept pushing myself over and over day after day. Working as hard as I can doing multiple jobs living paycheck to paycheck because money was already rough for me for a while now. But I always worked as hard as I can. I realize this is going to be a bit of a read but for asking something such like this I want to be as transparent as possible and tell my story of how things ended up like this.

About 2 years ago I took a chance. I moved into my first Apartment with my name on a lease and I had two other roommates. Now I had moved away in the past and my family life was always, complicated but after saving for a while, despite all the setbacks I was in a good spot to move and find my own way. Unfortunately things didnt go as planned. Soon after moving and while looking for a job I got really sick. I got hit with one of the newer harder strands of covid at the time. In addition to that I ended up getting a really bad tooth infection, ear infection and without insurance or anything, I pretty much was bedridden and had to tough it out. That ended up lasting about 1/3 of the year. thats how long i was sick with covid and everything else. While this was happening my other two roommates were looking for work and for better or for worse, I had to pretty much cover a 1800 rent on top of food and utilities and other expenses all by myself. Luckily I had played the credit game well and with a good score and being pretty much debt free I was able to. Of course at first I tried to just handle it with my bank account because I never wanted to use those cards for the rent. But eventually I didn't have a choice, slowly getting higher and higher on my card limits while still trying to fight being really sick and one roommate did eventually find work and start paying back bit by bit. But the other couldn't hold a job, never made enough when he had one to pay even 600 a month, and neglected to tell me when he was let go.

Eventually when I was recovering and doordashing day and night while also doing canvasing work before also finding time at the campus hospital and dining halls. I had to have a talk with him and he decided to leave. And to this day I never saw a dime of what he owed me which was easily in the thousands. And with my cards being maxed out more and more, paying 2/3 of the rent along with everything else. I just was barely making baseline, sometimes still dipping in the red but I was working hard and trying. I thought I finally had a stroke of good luck when I found someone to replace the roommate who left. But she was even worse, to the point where when I had to take a trip to visit family and see some people before I had a breakdown she was still asking me for money despite not having rent and refusing job after job I had lined up for here with my connections because she was "to good for that job" and "to good to make anything less than 20 an hour" Despite being unemployed and only doing canvas work and not getting paid for it and Never, not even once in the 5 months she was there having all of rent. To the point of just refusing to pay anything the last couple of months and then disappearing. Leaving me to have to clean out her room and throw everything out. It made me end up hitting a low that I can't describe. That to this day is a big reason why I ended up in this position. When the lease was up I couldnt afford or handle renewing it. And I couldn't go back home either. So with no other option I drove across the country with a couple of very kind people who offered me shelter and a place to stay for a few months to get myself back on my feet.

During the drive my car broke down but I was able to figure it out. At some point I got covid again and didn't know, I still don't know how I made that drive with how sick I was but somehow I made it. When I recovered it took a bit but I finally found some work. Unfortunately by then the bills were bad. and I was still dealing with the aftermath of my old apt i lived in. That and my car ended up taking a toll and was getting in worse shape but there was nothing i could do except try my hardest without spending money to keep it going. After about half a year went by and I found a place with a friend. I was able to drive once more and hopefully make that place a home and a place where I could finally turn things around. and Luckily to this day. I somehow have never missed a card payment. somehow I have managed to keep going just enough for that even if at times I had to sell stuff. keep giving plasma twice a week even when they would blow my veins because of bad pokes. I kept doing whatever I had to.

When I moved one last time I found work fairly quick. Unfortunately it wasn't a good job with corrupt management but, although crappy I was able to find work at a Kroger and even though it wasn't the best. Definitely not what I wanted to do. It was a job that I could trust so I took it. I worked there before and even in the same dept so luckily I was able to get a good starting pay. Also at this point. my body was already in rough shape. I could tell something was really wrong but I had no insurance, no money, a barely functioning car. So I kept pushing and I knew if I worked hard enough I could eventually get insurance with that place so I had to hang on until then. So I kept working. I worked hard for the past year. Always picked up extra shifts if I could, doordashed whenever stuff was open, gave plasma twice a week whenever possible, sold stuff every month to make up the difference. because sadly by that point it was to where even not taking a dime into consideration for food, or gas or anything.

I was not making more than my bare minimum expenses, as in rent, and the minimum payment on all my cards. Despite everything I was doing I would still be in the red every month and would have to sell things just to make up the difference for that as best as I could each month. Then eventually my car finally died for good. It was an old car and nothing could be done. It was a crippling expense and I pulled every favor I could and for a few months I didn't have a car, but I was able to get another one to replace it. Which made everything so much harder but still I kept going. And despite all this I still tried to do streams when I could and didn't let that bleed into what I did. Because it was something.... Honestly maybe the only thing I still enjoyed but even that I had to do less of. I wouldn't stream as long either because I would get so tired, or even if it was something I enjoyed, it was just hard to put up that persona and be who I wanted and what I wanted which was for it to be a place for people to relax, forget about all the worries that life can throw and how crappy things can be. To forget everything even if its just for a little while and just have fun.

I would be drinking at least 3 energy drinks a day. take anywhere from 3-6 caffeine pills on top of that and work nonstop, maybe getting 6 hours a week if I was lucky and even those would be nightmares, or sleep paralysis but I kept going and pushed through the pain. Even at some point being so bad I couldn't stand at work and had to go to the ER before finding out what was wrong. Unfortunately despite insurance, the surgery and the bills were the final straw and so here I am. I try to live making sure I don't make any more regrets, but its hard. And I have so many already I look back on every day, wishing things could have gone differently, what I could have done, but I know that won't change anything. So this Neko needs help. I need help to get back up on my feet. The surgery with the recovery time just put everything to far for me to manage on my own. So even if its just a dollar or anything, anything is better than nothing, I won't stop working any less hard than I already am. To the point where I still do doordash and sold so much I sleep on a futon at this point which isn't what I should be doing after surgery on my lower spine. Instead of resting and recovering I am still working as hard as I can. But even if its a long shot, I need to take every shot I can.

So that is what this gofundme is for. For anybody out there who took the time to read this and can spare anything at all. It means more to me than I could ever put into words. I still feel bad for asking, because that's not what I do. Everyone says I always work to hard, do to much, push myself way to hard and treat myself way to hard but thats just because it's what I have always done to survive. It's how I made it for as long as I have been and hanging on to see a time when things can get better. Now believe it or not that was me trying to give a summary of it all but I know its still a lot. But for asking for something so important as this I think its important to tell as much as you can. I know I am asking for a lot. Honestly I don't even know if anything will come of this but I want to try.

With that, after the past couple of years I could finally be back in a neutral spot. I would be making enough to actually pay everything every month and be in the green again. That would pretty much handle my medical bills and finally put me in a spot where I am making money every month and not being in the negatives. Honestly every single dime would go straight to all of that. even with the full amount that would all go to pretty much balance me out with being able to finish my payments within a couple months of work and make more than I spend on the essentials. Not have to fast off and on just to save money on groceries using money I don't have. So thank you for taking the time to read this. even if you can't offer anything except awareness and sharing I cant express how thankful that would make me. Or if you have any questions or specifics I didn't mention here feel free to reach out and I will gladly answer. Specifically what I had with my back was two herniated disks, a bulging disk, which lead to severe spinal stenosis and a few other things. and because of how severe it had gotten and been like that for over a year. They opted for surgery and all that happened just a few weeks ago of this gofundme starting.