My name is Muhammad, and I’m reaching out during one of the hardest times of my life. I lost my entire life savings this year after investing in crypto. I used to be a long-term holder, but after following advice from influencers and getting caught up in meme coins, I started losing money slowly. When the market turned, I panicked and tried shorting, which brought my savings down even further. In desperation, I used leverage for the first time and lost everything.

Now, I’m back to working 12 to 14 hours a day, seven days a week as a delivery driver, just to keep up with bills and support my family. I used to work these long hours when I was single, but now I have a young son and a new home. There’s no emergency fund left—if something happens here or back home in Pakistan, I have nothing to fall back on. Despite working so hard, I don’t qualify for medical assistance, and every paycheck goes straight to expenses. My house payment is high, and I’m living paycheck to paycheck, with no time to spend with my son or save for the future.

If I can pay down even a portion of my house debt, my monthly payments will come down, giving me the chance to breathe, spend more time with my son, and start saving again. I haven’t seen my mother in Pakistan since 2019, and I worry about not being able to visit if there’s an emergency. I used to donate generously every year to foundations—I have receipts to show my giving history—but now I find myself on the opposite end, needing help. I would be deeply grateful for any support. I’ve fallen so quickly, it’s hard to believe, and your help would mean the world to me and my family.