Help Miguel Stay at Baylor University

First, I just want to say thank you for even giving me the time of day and clicking this link. I feel uncomfortable asking people to donate but this is my last resort. I never want the people in my life to feel as if I am using them especially for money so even sharing this Gofund me, means the world to me. In a couple of weeks my life has completely turned upside down. Currently I owe Baylor University $16,373 for my fall tuition. Towards the end of the fall semester my parents’ business started going under and they weren’t able to finish paying for the fall semester. I had taken student loans in the past so I knew that was an option for me to acquire the money. I tried taking out a loan to cover the rest of my finances but the loan request never went through. I kept trying to take out different loans with different co-signers but they kept getting rejected.

It wasn’t until I called the loan company that I figured out that they had marked me (and my credit) as a delinquent. Back in October there was an issue with my repayment of my previous loans. I pay a fixed amount of around 70 dollars per month towards my student loans so the interest isn’t high when I have to pay them back completely. My payments were set on automatic but for some reason the payment wasn’t made. I was informed later that they were late so once I found out, I payed the balance and thought everything was resolved once I received a confirmation email. Turns out that the payment never went through. I found out a few weeks after that and I made the payment once again. I don’t know if there was an issue with my bank account or my account with the loan company but the payment didn’t go through again. I had to pay it a third time for it to be completely up to date. Because of these payment issues the loan company flagged my credit. I have sent out a credit dispute letter explaining the situation to my loan provider in hopes to fix my credit. I was told it takes 30 days for them to reach out, so I’ve just been waiting.

Because of these issues with my credit and my name I’m unable to take out any loans to help me payback my school and return for the spring semester. I reached out to Baylor asking them for help and if there was anyway I could get pardoned until the end of the year so I could return to school and have enough time to figure everything out. They told me that they can’t remove the hold on my account (the hold is what is keeping me from registering) and the only way for me to come back to school this semester is to pay back the money or to take out a loan. I was then informed that in a month or so I will be reached out by collection services for the money that I owe Baylor. If I am sent to collection services it will further ruin my credit score and they have chance to sue me and send me to court.

I would be lying if I said that I wasn’t scared and riddled with anxiety but I know that the Lord has a plan. I didn’t want to make a GoFund me because this isn’t a life or death situation and that this is my problem to bare but if you feel it in your heart to donate please do. I know that I am asking for much but if 16 people saw this and donated $1,000 it would completely change my life. Either way anything counts so even taking the time to read this and share this means a lot to me.

I’m a first generation college student so going to Baylor University is a huge part of my testimony and why my faith with the lord is the way that it is. The lord has done amazing things for me and I am completely grateful for all the opportunities and people he has placed in my path. This school is one of the biggest blessings I have received in my life and every day that I walked on that campus I gave thanks to the lord. Besides the Lord, Education is one of the biggest things I care about, if you know me personally you know how busy I am constantly and how I push myself to achieve everything that I can. This school has been my light at the end of my tunnel for so many years and my way out.

I know that as long as I am breathing I have to keep trying to find a way through all of this. I am forever grateful for the people in my life. I don’t know where I would be right now if it wasn’t for the Lord and the people in my life. The sweet messages that I have received from friends have truly helped me feel less alone. If you reach out I just want to say thank you so much because those kind words gave me the strength to keep going and create this GoFund me.

In the end I know that I am asking for a lot. I know that everyone has a different relationship with money and not everyone is able to help donate so even sharing this link helps.

I just want to say thank you thank you thank you, for taking the time to read all of this and giving me a little bit of time out of your day. In a perfect world I would be able to raise this money before the registration due date on January 27 but I know that is in a few days. At this point I’m just trying to raise so money so I don’t get sued.

If you have questions or want to know more please feel free to reach out to me at 979-985-047.

Thank you!!

Miguel