We lost our son in a tragic car accident. We did had life insurance coverage for Mickhail, however, we were in a 2 year contestability period (the first 2 years of the policy) and due to Mickhail having ODD (Oppositional defiant disorder) the life insurance decided not to pay! I have sent in an appeal including a letter from his current doctor. The appeal was recently denied as well. Therefore we are asking for financial assistance. It’s extremely hard to ask for such assistance. It would mean a lot if we could get the funeral paid for which will free us up to be able to get our son Mickhail a gravestone. Any assistance is greatly appreciated! Thank you in advance