I’m Megan, and I’m creating this fundraiser for myself and my household as my husband and I try to keep up with years of overwhelming medical debt. We have been carrying one medical bill after another, and now I am facing surgery for precancer or cancer of the colon on January 11, 2027. After finally reaching my 2026 out-of-pocket maximum late in the year, I will be starting over again right after the new year with another $4,500 out-of-pocket maximum. On top of that, I am already making monthly payment plans to Centra, and I am expecting monthly payments of $125 to UVA for the next two years. This has become more than just stressful debt. It is affecting our daily decisions, our healthcare, and my ability to prepare for law school, where I expect I will be able to work only limited hours or not at all.

The weight of these ongoing expenses is also affecting my husband’s health. My husband had to get back surgery April of 2025. To avoid adding even more debt, he has been putting off physical therapy and needed doctor appointments for his back, and I live with the fear of what will happen if his condition gets worse and we cannot afford future treatment. My hope is to cover only the upcoming out-of-pocket costs so I can focus on getting into law school and building the future this cancer scare has pushed me to fight for. I am going to keep putting almost all our excess income to pay off previous medical debts and to allow my husband to get the upcoming treatments that he needs as well. I want nothing more than to pursue court-appointed case work and someday run a nonprofit in service of others. If you are able to help with my upcoming surgery costs and follow up care, whether through a one-time gift or recurring support, it would give us steadier breathing room as these monthly bills continue and help us avoid delaying more needed care. We know many people are facing serious hardship, and I would not ask if this debt were not standing in the way of my health, my husband’s care, and my path forward. Thank you for reading, sharing, and supporting us in any way you can.