My name is Laura Oelofse and I live in Texas. I was laid off from my job at the beginning of April despite being medically incapacitated. I applied for SS as I qualified based on contribution and age. However the severe drop in income has made it problematic. I also spent 17 days in hospital in June and incurred significant medical debt. Although Medicare covered the bulk of it . I still need to get my copays and excess paid.