Hello my name is Kian, I'm 31 years old from San Diego. Like many, I'm struggling with bills and debts. My work hours have been reduced a lot. I've been trying to find a new job (that isn't seasonal), but it's been very tough. Lots of applying and then never hearing anything back.

I very recently went to renew my health insurance and because of just a couple small changes, that I was required to make, it messed up the credit I was getting. So I now owe $840 for this month and next month (combined). Luckily it'll go down to a manageable amount in January.

My mental health has also been terrible. All this financial stress is wearing on me. On top of this I have other debts I've been struggling to keep up with the payments on.

I'm just trying to get through all this so I can actually get my life on track. I want to move out of California (as much as I love it here-it's way too expensive on my own). I currently live with my parents. I am aiming for NV. There's actually reasonable rent out there and the job market seems more promising. Also, I will have people I know out there.

Any and all help is immensely appreciated and I will be forever grateful. Funds will go towards all mentioned debt. Extra (if any) will be saved for moving expenses.

Thank you,

Kian