HELP ME SAVE MY BIKE!

This year has seen some serious financial challenges. My health insurance went up exponentially, now with a deductible. T's insurance changed dramatically, also going up with a bigger deductible. My electric doubled, FFS! Day to day bills are all consuming and yet my wages haven't changed. I'm even picking up an extra shift (all I'm allowed to) every week. Bottom line: I'm working harder and more often and gaining less. I can make my nut for almost everything, except my bike.

That, and to make matters worse, if/when I try to get out of it I'll be underwater - it's worth less than I owe. I bought it during the pandemic and they weren't making new bikes. The value of used skyrocketed. But then it was over and what it was worth cratered. I really want to avoid having it repoed.

It's a luxury, I know. And asking for your help is selfish. But that machine is also my therapist, my respite, my relief.

So, here I am. The plan is to either - A) Use what I raise to get caught up. B) Use what I raise to move to another bike with lower payments.

Either way, that's where I'm at. If you care to give I'll be grateful. If you choose not to or can't, I'll understand. And I truly thank all those that have given their support in so many ways for so long.