Help Max Get Back on His Feet and Out of Debt

Hi, my name is Max. This is one of the hardest things I’ve ever had to do — reaching out and asking for help — but right now, I’ve run out of options, and I’m holding on to hope that someone out there might be willing to help me turn my life around.

At the moment, I’m in around £8,000 of debt. That number might not sound massive to some, but for me, it’s become completely overwhelming. I’ve reached a breaking point where I genuinely fear losing my home, and the thought of ending up on the streets is terrifying. I’m trying everything I can to avoid that outcome — but I can’t do it alone anymore.

It all started back in early 2021. Like so many others, I was hit hard by the pandemic and lost my job. I was out of work for a couple of months, and during that time, I did what I thought was necessary to get by. I took out a few personal loans to help with living costs — rent, food, bills — thinking I’d be back on my feet in no time and able to pay it all back. I didn’t go on shopping sprees or live beyond my means. I was simply trying to survive.

Fortunately, I was able to find work again after about two months. I was relieved — I thought I’d start chipping away at the debt and be back to normal soon enough. But it didn’t go that way. What I hadn’t accounted for was how quickly interest would pile up and how difficult it would be to manage multiple repayments while trying to afford basic living costs. Since then, almost every single pay check I earn has gone straight to my debts — leaving barely anything for essentials like food, utilities, or rent. I’ve been stuck in this cycle for over two years now, and it’s draining me both financially and emotionally.

Just to Be Clear — I'm Not Looking for a Handout

I want to be 100% transparent with anyone reading this: I’m not a drug addict or an alcoholic. I don’t gamble or waste money. I’m not in this position because of reckless decisions or bad habits. I’m just an ordinary person who hit a rough patch and tried to stay afloat the best way I could.

I’m a hard-working individual, and I’ve been doing everything I can to fix this. I show up to work, I take responsibility for my situation, and I’m trying to make things right. But no matter how hard I push, I can’t seem to catch up — and I’ve finally reached a point where I have to swallow my pride and ask for help.

What I've Tried

I’ve looked into debt consolidation loans, thinking I could reduce the pressure and make things more manageable — but I’ve been denied by every lender. My credit score took a hit from the existing loans, and no one’s willing to take the risk. I’ve cut every cost I can, sold what I could, and lived as frugally as possible. But I’m still barely scraping by, and the stress is overwhelming. It’s affecting my mental health, my sleep, and every part of my life.

Why I’m Asking for Help

This GoFundMe isn’t about taking the easy way out — it’s about getting a second chance. Your support would go directly toward clearing this debt and helping me break free from the cycle that’s been weighing me down for years. It would allow me to breathe again, to focus on living instead of surviving, and to finally start building a future with some security.

Even the smallest donation makes a difference. And if you can’t donate, simply sharing this page would mean the world to me. I know there are so many people out there who are also going through tough times, and I never expected to be in this position myself — but here I am, and I’m doing the only thing I can do right now: ask.

Thank you so much for reading my story and for considering helping me. Your kindness, support, and understanding could genuinely change my life.

With sincere gratitude,

Max