I was stopped at a traffic light when my vehicle was rear-ended by a driver who was using their phone at the time of the collision. As a result of the accident, my car was declared a total loss, and I sustained a back injury that has required ongoing medical care. It has now been four months, and the at-fault driver’s insurance company has yet to provide payment for my vehicle or cover my medical expenses. Although certain physical therapy appointments were initially authorized, coverage was later denied. I remain in a rental vehicle because compensation for my totaled car has not been issued.

This situation has created significant financial and personal hardship. I am struggling to manage mounting medical bills while also facing uncertainty about reliable transportation to work and to continue necessary treatment. The physical pain, combined with the stress of navigating insurance delays, has been overwhelming.

The funds raised will be used directly to cover outstanding medical expenses and to secure reliable transportation so I can continue my recovery and maintain employment. Any support during this difficult time would be deeply appreciated and would make a meaningful difference in helping me move forward and regain stability. Thank you sincerely for your consideration and support.