Help Johanna Transition to a Sustainable Future

SIXTY-THREE AND PLANNING AHEAD!

Johanna Anderson

My name is Johanna, and I work full-time as a mental health counselor. I love my work; I have been in the field of mental health for a decade. I like making a difference in people's lives, one at a time. I also feel great knowing that I am making a solid contribution to the betterment of the community where I live.

The work is fast-paced, though, and it can be very stressful at times. There have been lots of exhausting days. Some days, I am so tired after work that all I can do is fall into bed.

I understand that there is only so long that I will be able to keep up the pace of my current situation, so I am starting a side business to supplement my job. My goal is to earn enough to enable me to step down from full-time status to relief status.

My original plan was to start and monetize a YouTube channel, but I have realized that seeing any substantial amount of money from such a venture takes years. Did I mention that I am sixty-three? I need to generate significant cash flow soon. Fortunately, I have encountered a lucrative opportunity which will enable me to do just that.

BROKERING MORTGAGE NOTE SALES--a sweet spot just waiting for me.

Ten years ago, I had a real estate license, and I was trying to break into the field of wholesaling distressed properties. I put homes under contract, then flipped the contract to an end buyer for a percentage of the sales price, payable to me at closing. I had some formal training in the methodology, and I had a lot of courage and enthusiasm to bolster me on my way.

What I found, however, was that the inventory of available properties was pretty thin, and there was a LOT of competition for the few distressed homes for sale in my market. After I was fully immersed in the business, I discovered that there were literally hundreds of real estate wholesalers in my area who were trying to put half a dozen homes under contract. So I went back to counseling and got out of real estate.

Fast forward ten years to today...an era in which fewer and fewer people can qualify for a conventional mortgage. An era in which there are many millions of owner-financed properties, and growing. I recently learned that I could flip private mortgage notes just the same way that I flipped houses before. Better yet, I could serve as a broker for private note holders who want to sell their mortgages and collect a 5-6% finder's fee.

And there's virtually no competition because few investors are aware that it's even possible to be the middleman (or woman, as the case may be) in the sale of a private mortgage.

I am excited, and I don't want to waste any time getting started. The startup cost is very low, just $2,000.00. This will enable me to set up my LLC, open a business checking account, and purchase a very good plug-and-play system for doing these deals.

Three weeks ago, I lost my entire income tax refund to some unscrupulous people. This was a big setback, as I have virtually no savings. (Please don't lecture me about this. I don't have space here in this post to talk about the unfortunate circumstances which precipitated my less-than-ideal financial picture).

Would you be willing to help me launch this career which will get me through the retirement years? Would you be my angels, and donate generously to this fundraising campaign? Any amount is greatly appreciated, large or small.