My name is Jo, and this past year has been one of the most challenging times of my life. After my car was totaled in an accident while it was parked in front of my home, I found myself in a difficult financial situation. The insurance I thought would protect me didn’t come through, leaving me with a debt that I never expected. Without a car, I could no longer keep up with insurance payments, and eventually, I had to leave my place of residency.

Thankfully, my cousin welcomed me into their home, and my mom has been a constant source of support—her kindness and love have kept me afloat. I’ve always loved food, whether it’s cooking or delivering it to others, and I used to do food deliveries to make ends meet. Not being able to work right now has been tough, but I’m determined to get back on my feet.

I’m raising funds to buy a moped or motorcycle so I can start delivering food locally again. With this, I’ll be able to work safely and efficiently, without the burden of expensive insurance. This opportunity would help me pay off my debt, support my family, and start saving for a better future. I’m deeply grateful for any support you can offer—your kindness means the world to me. Life can change in an instant, but I believe in love, openness, and forgiveness. We only get one life, and I’m thankful for every moment and every act of kindness. Thank you for considering helping me on this journey.