Hello, I am James. Stuck in retail work that barely covers the bills in an ever increasing cost of living world. Medical/dental/Tax cost emergencies have caused a nearly unbreakable loop of payment and use of a credit card that, while life saving, is a cause of much trouble.

Which is why I am here now. I am looking to zero this card and allow my self to save as much as possible to move out and with a friend in a years time roughly. So I am looking for help to get this charge down with the help of any who can and would like to.

Thank you for your time looking at this and any consideration and donations given through this. I'll keep trying to work on it on my own, though that process is very slow.