Hello, my name is Tasia Smallwood and on September 1st 2023 I will be homeless without public support.
I was told by my mother in no uncertain terms I need to be out of my childhood home this fall. I am unable to work due to my autism in addition to disabling depression and anxiety. My plan always had been to stay at home while getting psychological treatment for my mental illness and trying to earn even a high school diploma, let alone a college degree. I dropped out of school in 10th grade due to lack of support and that hasn’t gotten better the years since I left, schools are more poorly funded than ever and I have no idea if I will ever be able to complete my education. Knowing that, however, I also knew I’d never be able to afford to live on my own, I’d have difficulty affording a place with roommates on disability income. A single rent increase could ruin everything because our assistance is not tied to anything. We get $1335 a month, $300 of that is earmarked on our forms for housing, so long as you don’t need it for anything else(and with everything being so affordable how could you?)but of course if you can find $300 housing you either have to have roommates, which I can’t find, or be willing to live in one of those disgusting, unkept, pest infested SROs.
I’d rather die.
I’ve applied to every available option for assisted housing I was sent by my mother, but she has stated that it doesn’t matter if I’m accepted or not, by September I need to be out of my childhood home. I feel sick just thinking about it. I don’t have some secret stash of money, I can’t work, and no one I know needs a roommate. I don’t even own a car I could sleep in. I’m lost, I’m scared, and I’m totally and completely out of options. I have to appeal to the public, it’s my only hope.
I spend more than 100% of my monthly disability income on mandatory expenses. I have to take out payday loans each and every month just to have enough to cover them all, I typically have less than $70 for food per month, certainly nothing left over for transit, personal care items, clothing, or even a new pair of glasses would be impossible. I have nothing, and I’m on a timeline.
It would be insane of me to suggest that $16000 is a small, achievable amount to ask for, it is quite literally a year of my disability income, but if I can’t get ahead on rent and bills there’s no chance I’d be able to make it on my own. $70 a month, that’s all I have for rent, food, transit, education, everything. NO CLUE where a what- 3 or 6-month deposit is going to come from. I can’t survive. I’ve tried to explain this to my family but it’s just not working. I am going to be homeless, I am going to be sleeping on the street.
Unless I get your help.
If this fundraiser reaches its goal I could easily rent, eat, and live without worrying. I can’t even do that now. I don’t have a lot of time, my parents are asking me to leave by the first of September. I’ve never been on my own I know nothing about being independent I just know I can’t afford it to save my life.
Please, no matter how small, no matter what it is PLEASE donate to this go fund me. Save it and remind yourself on payday to throw me $5 please you are my only hope. I’ve contacted my elected officials, I’ve asked my friends, and I’ve applied for loans I had no business applying for. I’m out of options, there’s only crowdfunding.
UPDATE MAY 06
First of all, I want to thank everyone who has donated to this fundraiser, to get me to the incredible goal of $1,000 raised. That's amazing and I didn't expect to reach such an amount quickly, if at all. Thank you, everyone.
Second, I wanted to say that I've been trying to calculate exactly how much debt I have. This has been a difficult process for me because I struggle with even basic math and it shows because trying to do these calculations at first put me at $4200 in debt, but recalculating I've found the number is much higher. The money from this campaign is to be divided as such: $7200 for debt repayments, leaving $8000 for a lease payment and one, maybe two month's rent, while feeding myself, paying my phone bill, transit costs, and saving money for the upcoming month's rent. I will include screenshots related to my debt expenses. Again I am disabled and unable to work, provincial disability simply does not provide enough for me to avoid taking on these debts, let alone pay them promptly and save for housing. I've redacted information I believe to be private but hopefully, they are elucidating enough.
I'm still waiting to hear about any of the subsidized housing I applied for and I'm trying my hardest to navigate the complex housing application system but it's a doozy. Recently, a local advocacy group that provides free therapy for Black people in Vancouver began accepting applications and I have applied in hopes I can access professional support to guide me through all of this. I don't have a hope of doing it on my own. If anyone reading this personally has or is familiar with disability/low-income housing applications in Vancouver and the lower mainland, or disability services here in general, please get in touch with me via email: [email redacted]. If I am accepted into subsidized housing the money will be put towards low cost therapy, dental work, driving lessons, and the eventual purchase of a car as well as the subsequent related costs, so I can, ideally, work delivery driving.
[alt text: May 3, 2023
Tasia-Soleil Smallwood File #
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Easy Financial Services
[alt text: Payday loan is a high-cost loan
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[alt text:Tasia-Soleil Smallwood
Vancouver, British Columbia,
Payment Due / Paiement Dû
Next Payment Due / Prochain Paiement Dû
Interest from April 22 2023 to today/Intérêts de May
01 2023 à aujourd'hui
04-22-2023 Interest/Intérêts Capitalized Interest
04-22-2023 Payment Due / Paiement Dû
04-19-2023 Payment/Paiement - ETransfer
03-22-2023 Payment/Paiement - PAD
03-22-2023 Interest / Intérêts Capitalized Interest
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[alt text:Gold Mastercard
0 CURRENT AMOUNT DUE
PAYMENT DUE DATE
[alt text:Hi, Tasia-Soleil!
PAYDAY LOAN -
READY TO MAKE A PAYMENT?
Payment Due Date: January 25, 2023
Amount due: $517.74
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Loan status: Defaulted →
Repayment method: Debit Card
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*Note this is the payment plan for the laptop I purchased last month after my previous one died suddently
[alt text:Order ID
Scheduled Payments2 $153.40
Remaining Payments 32
Scheduled Payments2 05/17/2023
Additional Payments N/A